FAQs – Cross-border investing
Below you will find the most popular questions asked by my clients about Cross-border Investing. Simply click on the question which applies to you and you will be taken directly to the answer.
1. Can I contribute to an ISA while I live overseas?
2. Is my ISA tax-free while I live overseas?
3. Can I move from a cash ISA to a stocks and shares ISA while I live overseas?
1. Can I contribute to an ISA while I live overseas?
No. You cannot contribute to an ISA if you are not UK resident.
You can find out more about expat ISA rules here.
Get in touch
If you want to get a handle on your investment options, please get in touch for a free no-obligation 20-minute call.
During the call, you will get:
- Answers to your basic questions.
- Informal guidance on the options available to you.
- An overview of any services needed to get your expat financial affairs in order.
2. Is my ISA tax-free while I live overseas?
Not necessarily.
It will be tax free in the UK.
However, in countries such as France, Spain and the US, the ISA structure is not recognised and you would be taxed locally on any gains that you crystallised or any income that you received from your ISA.
You can find out more about expat ISA rules here.
Get in touch
If you want to get a handle on your investment options, please get in touch for a free no-obligation 20-minute call.
During the call, you will get:
- Answers to your basic questions.
- Informal guidance on the options available to you.
- An overview of any services needed to get your expat financial affairs in order.
3. Can I move from a cash ISA to a stocks and shares ISA while I live overseas?
In theory, yes.
However, most UK ISA providers won’t let you open an account if you are non resident.
Contact me if you are interested in finding one that does.
