Money Across Borders

Practical financial planning for life across borders with Ross Naylor, Chartered Financial Planner

A weekly email for British expats navigating pensions, tax, investments, and retirement across countries.

Make better financial decisions when more than one country is involved.

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By submitting your details, you agree that you may be contacted in relation to your enquiry and, where you have provided consent, sent relevant information about financial planning services. You can opt out of marketing communications at any time. For more information on how your data is used, please refer to the Privacy Policy.

Read by 900+ British expats planning their finances across borders.

The problem with life across borders

What works well in one country can create problems in another.

💷 A pension decision in the UK can trigger unexpected tax issues overseas.
📊 An investment structure that works abroad may not work when you return to the UK.
🌍 Moving between countries can create complications around tax, reporting, and estate planning.

And when you’re planning your finances, these decisions matter.

Getting one wrong can be expensive – and difficult to unwind later.

That’s where Money Across Borders comes in

Each week, I share clear, practical insight to help you:

Understand your options
Avoid costly mistakes
Make confident financial decisions across borders

No jargon. No fluff. Just thoughtful guidance based on real life situations.

What you’ll receive

📘 Clear explanations

Understand complex cross-border financial issues in plain English.

💡 Practical ideas

Useful guidance you can apply when planning a move, approaching retirement, or reviewing your finances.

📢 Relevant updates

Stay informed about UK rules and financial developments that may affect expats and returning Brits.

🧠 Experienced perspective

Insights shaped by nearly 30 years as a financial adviser, helping more than 250 clients navigate life across borders.

This is for you if…

✅ You live abroad and still have UK pensions, investments, or tax questions

✅ You’re planning to leave the UK or return after time overseas

✅ You’re part of a mixed-nationality couple making retirement or estate planning decisions

✅ You want calm, practical guidance without the jargon

Ross Naylor - Chartered Financial Planner

About Ross Naylor

I’m a UK Chartered Financial Planner and Pension Transfer Specialist.

For nearly 30 years, I’ve helped British expats and internationally mobile families navigate complex financial decisions around retirement, relocation, and returning to the UK.

I’ve worked with more than 250 clients facing these exact challenges.

Get the next issue

Join now and receive:

✅ The latest edition of Money Across Borders

✅ Practical weekly insight on expat financial planning

✅ Regular guides to help you plan with confidence

I’ll also send you a copy of my top 5 expat pension tips as a bonus

👉 Enter your email below to get the next issue

By submitting your details, you agree that you may be contacted in relation to your enquiry and, where you have provided consent, sent relevant information about financial planning services. You can opt out of marketing communications at any time. For more information on how your data is used, please refer to the Privacy Policy.

Disclaimer:

This website is operated by Ross Naylor and is provided separately from any regulated advice service. Where regulated financial advice is required, this will be provided separately via an appropriately authorised firm following formal client engagement.

Ross Naylor is a Chartered Financial Planner who works with clients to understand their circumstances and help them navigate financial decisions.

The information on this website is provided for general information purposes only. It does not constitute financial, investment, tax or legal advice, a personal recommendation, or an offer to engage in any financial product or service.

Investment products involve risk. The value of investments and any income from them can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future performance.

Tax and legal treatment depends on individual circumstances and may be subject to change. Cross-border financial planning can involve additional complexity, and local advice may be required.

This website is not directed at persons in jurisdictions where the provision of such information or services would be restricted or unlawful.

Testimonials reflect individual experiences and may not be representative of all clients. Outcomes are not guaranteed.

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