Chartered Financial Planner (APFS)
European Financial Planner (EFPA)
I have been a financial adviser for 25 years and have spent the past 20 years working with expatriates and international executives.
I genuinely love the challenge that comes from international financial planning. Whether it is working with clients with complex estate planning needs, assets and tax liabilities in multiple countries or with myriad pension schemes.
After all these years this is what keeps me getting up in the morning (well, that and my dog).
Originally from Edinburgh, I have also lived in Munich and London. I now live in Warsaw, Poland.
Outside of the office, I spend as much time as possible with my young family. I also like to hit the gym and make a mess in the kitchen.
About the Retirement Starts Today blog
Albert Einstein once said, “If you can’t explain it to a six-year-old, you don’t understand it yourself.”
The main reason that I started the blog is to try to explain the complexities of the various aspects of international financial planning in a way that everyone can understand.
Both the economy and the financial markets are complex adaptive systems, but I don’t believe that complex problems necessarily require complex solutions.
Instead, I have found common sense and self-awareness to be extremely underrated qualities in the world of finance.
One of the biggest unanticipated benefits of starting this blog is that it continues to make me a better financial adviser.
I’ve learned so much through the writing process, not only from my own research but also through feedback from readers.
Please feel free to contact me with any comments or questions: