Moving back to the UK

Why Expats Return to the UK (And the Costly Tax Mistakes They Need to Avoid)

If you’ve been living overseas for years, there may come a time when you start thinking about returning home. This guide explains why expats return to the UK, the most common financial and tax traps to watch out for, and what smart planning can achieve.

What is an Offshore Bond? An Expat Guide

Thinking about investing as an expat and wondering what an offshore bond is? Offshore bonds are popular with British expats looking for tax-efficient ways to grow and manage their wealth while living abroad. In simple terms, an offshore bond is an investment wrapper based in a low-tax jurisdiction that allows your money to grow free from immediate tax. The benefits of offshore bonds include tax deferral, investment flexibility, and portability across borders—making them especially useful for expats with complex cross-border…

Planning to Return to the UK? How the 2025 IHT Changes Could Affect Your Estate

If you’ve been living overseas for years but are now considering a return to the UK, the recent budget changes to Inheritance Tax (IHT) could significantly affect your financial planning. From April 2025, the UK government is introducing new rules that shift the focus of IHT liability from your domicile status to your residency history.