Pension Provider Restrictions

UK Pension Inheritance Tax Changes: Five Questions British Expats Should Ask Before April 2027

From April 2027, most unused UK pension funds and pension death benefits will be brought within the UK inheritance tax regime. This guide explains five important questions British expats should consider now, including residence history, beneficiaries, executors and pension withdrawals.

Do UK Pension Providers Still Owe Consumer Duty Protections to British Expats?

Does FCA Consumer Duty still protect British expats with UK pensions? This guide explains how the rules currently apply to overseas residents, why pension providers and advisers may restrict their services, and the FCA’s proposed changes for cross-border pension business.

Why Do UK Pension Providers Restrict Expats After They Leave the UK?

Many British expats assume their UK pension will work exactly the same after moving overseas. This guide explains why some pension providers restrict non-UK residents, how it can affect drawdown and retirement income, and the steps expats should take before retirement.