When it comes to UK inheritance tax (IHT) planning, many of us have heard about the seven-year rule.  It’s a well-known part of the tax code that says if you give away assets during your lifetime, and survive for seven years after making the gift, those assets will typically be exempt from IHT when you pass away.  But there’s another, less familiar rule that can complicate matters—the 14-year rule.  If you’re serious about protecting your estate from unnecessary…