TL;DR Brexit changed how financial advice is delivered to UK expats living in the EU. UK-based advisers can no longer automatically “passport” services across Europe, which affects regulation, client protections, and the structure of advice relationships. Expats may now need advisers authorised in both jurisdictions or operating under specific cross-border permissions. Understanding who is regulated where — and how your advice is structured — is essential to avoid gaps in protection or unsuitable arrangements. How Brexit Changed Financial Advice…