life expectancy | Ross Naylor

Financial planning for expat women

Did you know that women typically live longer than men? This fact applies irrespective of nationality. In the UK, the difference in life expectancy is almost 4 years. Women also tend to have much shorter working tenures than men, which means less time to build up retirement funds.

Should I accept a Pension Increase Exchange? The pros and cons of PIE offers

With many of the UK’s biggest private-sector employers struggling with pension deficits, growing numbers have approached their workforces with pension increase exchange offers. These proposals, also known as PIE offers, are deals to buy out some of the inflation proofing on your future pensions, in exchange for a bigger starting, but flat, income.