Expat financial advice: Why should I have a 6 month emergency fund?

Whenever I speak to clients about investing, I always talk about having an emergency fund equivalent to 6 months of expenses first. Why? Sometimes life can present you with a situation where you need quick access to money and without a financial safety net it can threaten your financial well-being and cause a great deal…… Continue reading Expat financial advice: Why should I have a 6 month emergency fund?

Retiring to Canada from the UK – 5 things you need to know

Are you looking to retire to Canada from the UK? I recently started working with a client who did so. Here are 5 things he told me that he wished he knew before doing so. 1️⃣ It pays to obtain a UK NT (no tax) code before drawing any pension benefits in Canada. Otherwise, an…… Continue reading Retiring to Canada from the UK – 5 things you need to know

What is the Non-Residence Enhancement Factor and how does it work?

If you or your employer have contributed to a UK pension while you have been working overseas, then you may be eligible for an enhancement which could cut the amount of tax that you have to pay when you start drawing your pension. It is known as the “non-residence enhancement factor” and it reduces the…… Continue reading What is the Non-Residence Enhancement Factor and how does it work?